The Hidden Problem With Your Portfolio

You're Building Wealth The Same Way Everyone Else Is

Index funds. Target-date funds. Maybe some individual stocks. Sound familiar? While you've been optimizing your 401(k), the wealthy have been investing in a completely different universe—one that's been locked away until now.

FIRE Seekers High Earners HNW & Family Offices
See What You're Missing Learn Why It Matters
$13T+
Alternative Assets Market
25-40%
Institutional Allocation
92%
Advisors Using Alts

The Portfolio Gap

You vs. Institutional Investors

The result? Institutions have outperformed traditional portfolios for decades while reducing volatility through true diversification.

Understanding the Problem
Why This Matters Now

Three Forces Working Against Traditional Portfolios

The investment playbook that worked for your parents is broken. Here's why sophisticated investors are moving their wealth into alternatives.

Inflation Is Destroying Cash

Your purchasing power has dropped 23% since 2020. Traditional bonds can't keep up. Real assets—art, real estate, sports franchises—have historically preserved wealth when currencies devalue.

FIRE: Your FI number keeps moving further away
HENRY: High income means nothing if savings evaporate
-23%
purchasing power since 2020

Your "Diversification" Isn't

When markets crash, stocks and bonds often fall together. True diversification requires uncorrelated assets. Alternatives have just 0.15 correlation to the S&P 500.

HNW: Concentrated equity positions need real hedges
UHNW: Generational wealth requires generational thinking
0.15
correlation to S&P 500

The Best Deals Were Locked Away

Private equity, venture capital, trophy real estate, entertainment royalties—these asset classes have been reserved for those with $5M+ minimums. Until now.

FIRE: Finally access what endowments use
HENRY: No $1M minimum barrier anymore
$5M+
typical institutional minimum
30+
Years Leadership Experience
$5B+
Previously Managed AUM
Rule 506(c)
SEC-Compliant Structure
Fractional
Investment Minimums
The Solution
Investment Categories

Assets the Wealthy Have Always Owned

View All Offerings
Sports Assets

Sports Assets

Athlete funds, NIL deals, thoroughbreds, and sports franchise interests.

3 offerings
Entertainment

Entertainment

Broadway productions, box office films, and sitcom royalty streams.

4 offerings
Fine Art

Fine Art

Blue-chip and emerging artist works with professional curation.

4 offerings
Real Estate

Real Estate

Trophy commercial and residential properties in prime locations.

1 offering
Thoroughbreds

Thoroughbreds

Elite racehorses and breeding programs with passion-asset upside.

In Sports
Private Equity

Private Equity & VC

Pre-IPO companies, growth equity, and venture-backed startups.

7 offerings
Collectibles

Collectibles

Classic cars, vintage photography, and rare collectibles.

Coming Soon
XP Funds

XP Funds

Multi-strategy funds with principal-first design and Treasury backing.

5 offerings

Why XChange Place

Institutional Access. Individual Flexibility.

Feature
Traditional Brokerage
DIY Private Deals
XChange Place
Access to Private Markets
Limited
Fractional Investment
Centralized Due Diligence
Public Only
Principal-First Protection
Varies
Secondary Market Access
FIRE

"After years of optimizing my savings rate, I realized my portfolio looked like everyone else's. XChange Place let me access asset classes that actually help me reach FI faster through true diversification."

MK

Michael K.

Software Engineer, Age 34

HENRY

"As a physician, I earn well but had zero time for deal sourcing. The curated approach and fractional minimums let me diversify without the usual $1M+ entry points institutions require."

RS

Dr. Rachel S.

Orthopedic Surgeon

HNW

"The transparency and deal room structure reminded me of my institutional days at Goldman. It's rare to see this level of diligence in a platform accessible to individual investors."

JW

James W.

Former Investment Banker

UHNW

"We use XChange Place to access deal flow we wouldn't see otherwise—especially in entertainment and sports. It's become a valuable supplement to our family office sourcing."

DL

David L.

Family Office Principal

Getting Started
How It Works

From Verification to Ownership in 4 Steps

01

Verify Accreditation

Complete our secure verification process to confirm your accredited investor status under Rule 506(c).

02

Browse Opportunities

Access our deal room with detailed offering documents, team bios, and investment structures.

03

Invest Fractionally

Subscribe digitally through our SPV structure. Build a diversified alternative portfolio.

04

Track & Trade

Monitor holdings via your dashboard and access our secondary marketplace for liquidity.

Take Action
Choose Your Path

Start Building Differently

FIRE Investors

Accelerate Your FI

Access uncorrelated returns to reach financial independence faster.

  • Fractional minimums
  • Inflation-hedging assets
  • Portfolio diversification
Start Investing
High Earners

Build Like the Wealthy

Access institutional strategies without sourcing deals yourself.

  • Curated opportunities
  • No million-dollar minimums
  • Hands-off due diligence
Become a Member
HNW Investors

Institutional Access

Add private market exposure to your existing portfolio.

  • Principal-first structures
  • Treasury-backed options
  • Secondary market liquidity
Access Deals
Family Offices

Unique Deal Flow

Supplement your sourcing with exclusive opportunities.

  • Sports & entertainment access
  • Co-investment opportunities
  • White-glove service
Request Access

Stop Building Wealth the Same Way Everyone Else Does

Join thousands of sophisticated investors who've discovered what institutions have known for decades: true diversification requires alternatives.

Start Building Differently

Accredited investors only. Offerings subject to availability. Past performance is not indicative of future results.